{"id":47,"date":"2019-02-25T11:57:50","date_gmt":"2019-02-25T16:57:50","guid":{"rendered":"https:\/\/professionalclaimsconsulting.com\/?page_id=47"},"modified":"2019-03-19T16:28:55","modified_gmt":"2019-03-19T20:28:55","slug":"faqs","status":"publish","type":"page","link":"https:\/\/professionalclaimsconsulting.com\/index.php\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#012780&#8243; admin_label=&#8221;FAQ&#8221; _builder_version=&#8221;3.19.13&#8243; background_color=&#8221;#012780&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;#012780&#8243; background_color_gradient_end=&#8221;rgba(1,39,128,0)&#8221; background_color_gradient_end_position=&#8221;60%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/professionalclaimsconsulting.com\/wp-content\/uploads\/2019\/02\/insurance-01.png&#8221; background_size=&#8221;initial&#8221; custom_padding=&#8221;54px|0px|120px|0px|false|false&#8221;][et_pb_row custom_padding=&#8221;80px|6%|80px|6%|true|true&#8221; custom_margin=&#8221;80px|||&#8221; _builder_version=&#8221;3.9&#8243; background_color=&#8221;#ffffff&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;80px&#8221; box_shadow_color=&#8221;rgba(55,104,238,0.15)&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;-5%&#8221; animation_speed_curve=&#8221;ease-in&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243;][et_pb_text _builder_version=&#8221;3.19.13&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;36px&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_2_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||60px|&#8221; locked=&#8221;off&#8221;]<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;What is a Public Adjuster?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;What is a Public Adjuster?&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat|500|||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>A Public Adjuster is a licensed insurance claims professional who advocates for the policy holder by estimating and negotiating an insurance claim. A PA is the only type of adjuster that can legally represent the rights of an insured during a claim process.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How much does a Public Adjuster charge for their services?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;How much does a Public Adjuster charge for their services?&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>Professional Claims Consulting charges a very small percentage of the claim settlement. There are no upfront cost or fees. We are not paid until you are.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How do I know if I need your services?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;How do I know if I need your services?&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>We offer a free, no obligation consultation. Feel free to call us and set up an appointment to discuss your claim.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Should I feel any guilt about filing a claim?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;Should I feel any guilt about filing a claim?&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat|500|||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>No, not at all. You pay your insurance company to cover the loss of your property. That is why you have insurance. Your insurance company doesn\u2019t feel guilty collecting your payments.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;I received a check for my insurance claim but it\u2019s not enough money to cover all the damages. Is there anything I can do?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;I received a check for my insurance claim but it\u2019s not enough&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>Professional Claims Consulting will inspect your damage and if necessary can file for a supplemental payment or payments to recover the full amount your entitled to, which is the maximum amount allowed by your policy.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Does my Public Adjuster need to be onsite when my insurance company inspects the damage?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;Does my Public Adjuster need to be onsite&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>Yes. It is very important that you have your PA present any time the insurance company adjuster is there to inspect. The PA will make sure the adjuster is following the correct procedures.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Can my insurance carrier raise my rates or drop me if I hire a PA?&#8221; open_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; closed_toggle_background_color=&#8221;rgba(0,0,0,0)&#8221; admin_label=&#8221;Can my insurance carrier raise my rates or drop me if I hire a PA?&#8221; _builder_version=&#8221;3.19.13&#8243; title_line_height=&#8221;1.6em&#8221; body_font=&#8221;Montserrat||||||||&#8221; body_font_size=&#8221;16px&#8221; body_line_height=&#8221;2em&#8221; border_width_all=&#8221;0px&#8221; border_color_all=&#8221;rgba(51,51,51,0.06)&#8221; border_width_bottom=&#8221;2px&#8221; custom_padding=&#8221;|0px||0px||true&#8221; title_font=&#8221;|600|||||||&#8221;]<\/p>\n<p>Absolutely not. You have every right under the law to hire a PA and not be penalized for it.<\/p>\n<p>[\/et_pb_toggle][et_pb_button button_url=&#8221;https:\/\/professionalclaimsconsulting.com\/index.php\/contact-us\/&#8221; button_text=&#8221;Ask A Question&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Ask A Question&#8221; _builder_version=&#8221;3.19.13&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#003bde&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;4px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;Montserrat|||on|||||&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;60px|||&#8221; custom_padding=&#8221;16px|40px|16px|40px|true|true&#8221; locked=&#8221;off&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_text_size__hover=&#8221;null&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover=&#8221;null&#8221; 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_builder_version=&#8221;3.0.47&#8243;][et_pb_text admin_label=&#8221;Get In Touch&#8221; _builder_version=&#8221;3.19.13&#8243; text_font=&#8221;Montserrat|500|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_2_font_size=&#8221;36px&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_2_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||60px|&#8221; locked=&#8221;off&#8221;]<\/p>\n<h2>Get In Touch<\/h2>\n<p>Even if you&#8217;re not sure you need a public adjuster, give us a call today to find out how we can help!<\/p>\n<p>[\/et_pb_text][et_pb_contact_form captcha=&#8221;off&#8221; email=&#8221;joecuzzone1@gmail.com,silvermarc@gmail.com&#8221; form_background_color=&#8221;rgba(0,0,0,0)&#8221; module_id=&#8221;et_pb_contact_form_0&#8243; 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field_title=&#8221;Email Address&#8221; field_type=&#8221;email&#8221; fullwidth_field=&#8221;on&#8221; _builder_version=&#8221;3.19.13&#8243; form_field_font=&#8221;||||||||&#8221; border_radii=&#8221;on||||&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Phone&#8221; field_title=&#8221;Phone&#8221; max_length=&#8221;40&#8243; fullwidth_field=&#8221;on&#8221; _builder_version=&#8221;3.19.13&#8243; form_field_font=&#8221;||||||||&#8221; border_radii=&#8221;on||||&#8221;][\/et_pb_contact_field][et_pb_contact_field field_id=&#8221;Message&#8221; field_title=&#8221;Message&#8221; field_type=&#8221;text&#8221; fullwidth_field=&#8221;on&#8221; _builder_version=&#8221;3.19.13&#8243; border_radii=&#8221;on||||&#8221;][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions A Public Adjuster is a licensed insurance claims professional who advocates for the policy holder by estimating and negotiating an insurance claim. A PA is the only type of adjuster that can legally represent the rights of an insured during a claim process. Professional Claims Consulting charges a very small percentage of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>FAQ\u2019S<\/p><p><strong>What is a Public Adjuster?<\/strong><\/p><p>A Public Adjuster is a licensed insurance claims professional who advocates for the policy holder by estimating and negotiating an insurance claim. A PA is the only type of adjuster that can legally represent the rights of an insured during a claim process.<\/p><p><strong>How much does a Public Adjuster charge for their services?<\/strong><\/p><p>Professional Claims Consulting charges a very small percentage of the claim settlement. There are no upfront cost or fees. We are not paid until you are.<\/p><p><strong>How do I know if I need your services?<\/strong><\/p><p>We offer a free, no obligation consultation. Please feel free to call us and set up an appointment to discuss your claim.<\/p><p><strong>Should I feel any guilt about filing a claim?<\/strong><\/p><p>No, not at all. You pay your insurance company to cover the loss of your property. That is why you have insurance. Your insurance company doesn\u2019t feel guilty collecting your payments.<\/p><p><strong>I received a check for my insurance claim but it\u2019s not enough money to cover all the damages. Is there anything I can do?<\/strong><\/p><p>Professional Claims Consulting will inspect your damage and if necessary can file for a supplemental payment or payments to recover the full amount your entitled to, which is the maximum amount allowed by your policy.<\/p><p><strong>Does my Public Adjuster need to be onsite when my insurance company inspects the damage?<\/strong><\/p><p>Yes. It is very important that you have your PA present any time the insurance company adjuster is there to inspect. The PA will make sure the adjuster is following the correct procedures.<\/p><p><strong>Can my insurance carrier raise my rates or drop me if I hire a PA?<\/strong><\/p><p>Absolutely not. You have every right under the law to hire a PA and not be penalized for it.<\/p>","_et_gb_content_width":"","footnotes":""},"class_list":["post-47","page","type-page","status-publish","hentry"],"yoast_head":"<title>FAQs - Professional Claims Consulting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/professionalclaimsconsulting.com\/index.php\/faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQs - Professional Claims Consulting\" \/>\n<meta property=\"og:description\" content=\"Frequently Asked Questions A Public Adjuster is a licensed insurance claims professional who advocates for the policy holder by estimating and negotiating an insurance claim. A PA is the only type of adjuster that can legally represent the rights of an insured during a claim process. 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