Frequently Asked Questions
What is a Public Adjuster?
A Public Adjuster is a licensed insurance claims professional who advocates for the policy holder by estimating and negotiating an insurance claim. A PA is the only type of adjuster that can legally represent the rights of an insured during a claim process.
How much does a Public Adjuster charge for their services?
Professional Claims Consulting charges a very small percentage of the claim settlement. There are no upfront cost or fees. We are not paid until you are.
How do I know if I need your services?
We offer a free, no obligation consultation. Feel free to call us and set up an appointment to discuss your claim.
Should I feel any guilt about filing a claim?
No, not at all. You pay your insurance company to cover the loss of your property. That is why you have insurance. Your insurance company doesn’t feel guilty collecting your payments.
I received a check for my insurance claim but it’s not enough money to cover all the damages. Is there anything I can do?
Professional Claims Consulting will inspect your damage and if necessary can file for a supplemental payment or payments to recover the full amount your entitled to, which is the maximum amount allowed by your policy.
Does my Public Adjuster need to be onsite when my insurance company inspects the damage?
Yes. It is very important that you have your PA present any time the insurance company adjuster is there to inspect. The PA will make sure the adjuster is following the correct procedures.
Can my insurance carrier raise my rates or drop me if I hire a PA?
Absolutely not. You have every right under the law to hire a PA and not be penalized for it.
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Even if you're not sure you need a public adjuster, give us a call today to find out how we can help!